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Posted on in Estate Planning

Lombard estate planning lawyersEstate planning can be a difficult task for many individuals. Rare is the person who is excited about confronting his or her own mortality. The reality is that none of us will live forever, and estate planning affords us the opportunity to provide for our family members and loved ones well beyond our lifetime. Some elements of estate planning, however, are intended to take effect, if necessary, while you are still living so that your affairs can be properly managed, no matter what happens to you. Powers of Attorney are among the most important estate planning instruments, but they are often overlooked by those who are unfamiliar with their application.

Two Types

There are two different kinds of Powers of Attorney (POA): Power of Attorney for Property and Power of Attorney for Health Care. The two categories refer to the subject matter covered by the document, but both types give a trusted friend or family member the authority to make decisions for you in the event you are not able to make them for yourself. As their names imply, a POA for Property gives your chosen individual or entity—known as an agent—the power to make decisions regarding your finances, assets, and debts while a POA for Health Care appoints an agent to make medical and health-related decisions. By using POAs properly, you can help protect your family from uncertainty and unnecessary costs associated with guardianship proceedings.


Posted on in Divorce

Lombard family law attorneyMany people going through a divorce are worried about what will happen to their health insurance. This is a valid concern because there are not always many good options, regardless of a person’s marital status.

Typically, insurance is provided through an individual’s employer. When one spouse has both spouses on his or her health insurance through an employer and then the spouses divorce, that often leaves one spouse without any coverage whatsoever. Such a situation could be the result of that spouse being unemployed, staying home to take care of children, or working for an employer that does not offer health insurance coverage.

Why Does the Spouse Get Dropped?


illinois divorce health care lawyerDivorce raises many questions and the continuation of health care coverage deserves an immediate answer. To alleviate concerns regarding the continuation of coverage for you and your dependents, plan on addressing your health care rights with an experienced Illinois divorce attorney early in your divorce discussions.

For those residing in Illinois, the Illinois Spousal Continuation Coverage Law (2003) provides continual coverage for up to two years if all criteria has been met. The following Q & A section summarizes your rights under the Spousal Continuation Coverage Law:

Q: Who is protected?

Illinois State Bar Association DuPage County Bar Association Northwest Suburban Bar Association American Inns of Court DuPage Association of Woman Lawyers National Association of Woman Business Owners Illinois Association Criminal Defense Lawyers DuPage County Criminal Defense Lawyers Association
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