Posted on May 08, 2019 in Estate Planning

Advance directives are among the lesser-known estate planning tools. Studies show that only about a third of adults in the United States have signed an advance directive. There are a few reasons that advance directives are less popular that other types of estate planning documents like trusts and wills. Many people are not aware of how an advance directive can benefit them and their family if an unexpected tragedy should occur. While it can be quite difficult to plan for a possible future incapacitation, doing so has many benefits to both you and your loved ones.

Advance Directives Allow You to Be in Control of Your Future Medical Care

Have you considered what types of healthcare and medical intervention you would want if you ever became incapacitated by a serious illness or injury? For example, if you fell into a persistent vegetative state, would you want to be kept alive via a feeding tube? Facing these types of questions is not fun, but doing so now means that your family will not be burdened with the responsibility of making these plans for you if you became extremely ill. Through an advance directive, you can make decisions ahead of time about what types of medical care you do and do not want should the worst happen. This estate planning tool puts the power in your hands instead of in the hands of family members or doctors.

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 Posted on May 07, 2019 in Divorce

When getting a divorce, there are many decisions to be made. Because of the sensitivity of topics in family law such as child custody and the division of marital assets, a mediator can be a helpful resource when planning your future. Discussing the terms of your divorce with a mediator can decrease the time, energy, and money you spend in court.

What is Divorce Mediation?

Mediation is when a neutral third party helps two conflicting groups come to an agreement in a structured meeting or meetings. A mediator does not make decisions for either party but is there to ask questions and lead the discussion toward a resolution. The mediation process starts with both sides making an introductory statement, followed by listing concerns related to the disagreements. The mediator will listen and find common goals of the parties. If the initial session does not result in an agreement, the parties can meet with the mediator to try again.

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 Posted on April 29, 2019 in Divorce

Divorce is a difficult time and transition for everyone involved, but children have a different experience altogether. Children often do not understand the reasoning behind the divorce and can blame themselves for the conflict between their parents. This is most common in young children but can also happen for older ones who have experienced their parents fighting throughout their lives. One of the most confusing parts of the divorce process is the transition from living under one roof with both parents to living part-time in two separate homes.

Moving During Divorce

Custody arrangements look different for every family. Some share equal time with both parents while others only stay with their non-custodial parent on some weekends and holidays. While there are a variety of different arrangements, a house should feel like a home regardless of the amount of time a child spends there. The following are tips to make your house more comfortable for your child:

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 Posted on April 25, 2019 in Powers of Attorney

When you look to the future, you probably understand that a time might come where you are no longer able to make sound decisions for yourself. Nobody likes to think in such terms, but the reality is your health could deteriorate to the point where you cannot express your desires about your money, belongings, or even your medical care. In order to account for this possibility, the law in Illinois allows you to choose a person to act as your power of attorney for important decisions like these. The selected person will have legal authority to make decisions for you in the event you are unable to make them for yourself.

Characteristics of the Right Person

Under Illinois law, the person you choose as your power of attorney is actually called an "attorney-in-fact" or an "agent." Your agent must have the necessary skills and ability to handle the responsibilities associated with a good power of attorney. A solid candidate must:

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 Posted on April 24, 2019 in Divorce

People get married intending to spend the rest of their lives together. Unfortunately, not all relationships work out, even after having been committed to the partnership for a long time. A divorce is a stressful life event to go through, especially after years of commitment and having children together. After the legal process, it may take time to get over divorcing your spouse.

Why Do People Get Divorced?

Each couple is different, and the specific reasons for divorce vary, but there are several common reasons a couple will decide to end their marriage. Infidelity is one of the most common reasons a marriage ends. An unfaithful spouse has traditionally been a standard legal grounds for divorce, as they are breaking their marital vows. Other reasons for divorce include different aspirations, financial difficulties, or the loss of love for each other.

A divorce can be the most painful break up a person will face. An attorney will assist with creating a parenting plan for your children or dividing assets with your spouse, but how to continue after the divorce is up to you. It is essential to take care of not just your physical and financial well-being, but there are steps you can take to be emotionally healthy as well:

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 Posted on April 22, 2019 in Divorce

According to the American Psychological Association, more than 90 percent of individuals from Western cultures marry by the age of 50. Sadly, in the United States, 40 to 50 percent of these marriages end in divorce. However, while the nationwide average is high, not every state has such a high divorce rate. Statistics from the U.S. Census Bureau found that Illinois has some of the lowest divorce numbers in the country, with there being 9.41 divorced individuals for every 1,000 married couples in the state. Other states, such as Hawaii, New York, Vermont, and New Jersey, have similarly low divorce rates. What common factors do these states have that causes the divorce rate to be so low?

Why the Reduced Numbers?

It can be difficult to determine what the variables in a good marriage are. Studies of these states have found that there are commonalities they all share:

• Reduced Student Debt: A common cause of divorce is financial stress. A couple’s financial state can sometimes make or break their marriage, depending on their situation. This is especially common for couples in which one person works while the other stays at home. Large amounts of student debt can be an immediate burden added to a marriage, particularly if the working individual is using their paycheck to pay off their spouse’s debt. Many of the "top five" low divorce states had lower average amounts of student debt owed.

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 Posted on April 19, 2019 in Estate Planning

The instructions contained in a person’s Last Will and Testament are deeply personal. An individual usually thinks long and hard about how he wants his estate divided among heirs before putting these decisions in writing. According to Illinois law, wills produced through undue influence, coercion, force, or fraud are not legally-binding. If you believe that your loved ones will does not reflect his or her actual final wishes, you may be able to challenge the validity of the will in court. Challenging a will can be a complex legal endeavor. Help from an experienced estate planning lawyer may be necessary in these cases.

Did Your Loved One Have the Mental Capacity to Understand the Will?

When we age, both our bodies and our minds tend to weaken. In order for a person to be able to legally enter into a contract such as a will, he or she must have the mental ability to understand what he or she is agreeing to. This so-called “testamentary capacity" includes an understanding of the value of the property addressed in the will, an understanding of who should logically inherit this property, and the consequences of signing a legally binding document. Not everyone with dementia or another mental disability is unable to legally consent to a will, however. It is up to the person challenging the validity of the will to prove that his or her loved one could not consent to the document. In situations like this, the validity of the will may hinge on testimonies of the witnesses to the will signing, medical evidence, or an adjudication of incapacity.

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 Posted on April 18, 2019 in Divorce

Deciding to get a divorce is the first step to complete the legal process. Whether you and your spouse make the decision together, or it is a one-sided decision, the process of getting a divorce can seem overwhelming. Having experienced legal counsel will make the divorce process easier, particularly if any issues arise.

Illinois Divorce Laws

In Illinois, divorce is legally referred to as the dissolution of marriage. To file for divorce in Illinois, you must have resided in the state for at least 90 days. To begin the legal process, the first step is to hire a skilled divorce attorney who can complete all the required paperwork. Details about your marriage and your spouse will be included, including where you were married, places of employment, and addresses. These forms must be filed with the county court you are asking for a divorce. There will be a filing fee, and if necessary, a service fee.

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 Posted on April 15, 2019 in Divorce

Whether you call it empty nest syndrome or a mid-life crisis, many couples struggle when their children leave home and they go back to their previous “empty house” lifestyle. This life change can be a tough adjustment since a parent has gotten used to having their child living under their roof for 18+ years. Spouses are used to focusing on their child’s schedule and activities. This can make an empty house feel lonely and uncomfortable, sometimes so much so that divorce enters the equation.

What is Empty Nest Syndrome?

Although it is not technically diagnosed, the commonality of empty nest syndrome illustrates its wide-reaching effect. Feeling a strong sense of sadness and loneliness after your children have moved out is the telltale sign of empty nest syndrome. Other symptoms include a lack of identity, extreme remorse, and a lack of self-worth. This lifestyle change can lead to clinical depression and apathy toward your spouse. Many feel as if they no longer have anything in common with their spouse since they have shared their child and the duties of parenting for the past decade. Although this can create a distance between spouses, there are various coping mechanisms for those who feel their emotions may be causing conflict.

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 Posted on April 11, 2019 in Estate Planning

Television and movies are partially to blame for vast misunderstandings about wills, trusts, and other estate planning tools. On TV, the only people ever talking about a will are older wealthy individuals. Some people may even believe that only the rich should make estate plans. However, nothing could be farther from the truth. Estate planning is a step that everyone should take, regardless of wealth or status.

Estate Planning Saves Your Surviving Family Members Burdensome Decision-Making

One of the most overlooked elements about wills and trusts is the benefit that they bring to the surviving family members of the deceased. When a person without a will passes away, their surviving family and friends are left to guess what the deceased person would have wanted regarding property and final wishes. This is a lot to ask of people who are already suffering the grief of losing a loved one. Even if your will only covers a few small pieces of property, putting your wishes in writing saves your loved ones from the emotional burden of making inheritance decisions on your behalf.

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